영어는 만학의 왕 영어는 만학의 왕

Hey everyone, welcome back to my channel! Today, we're going to discuss a hot topic: whether central bank digital currencies, or CBDCs, should replace commercial bank deposits. This idea was recently proposed by Miguel Fernández Ordóñez, the former Governor of the Bank of Spain. So, let's dive in and explore this fascinating concept in a way that's easy to understand! Ordóñez suggests that CBDCs..